Monday, February 28, 2011

Why is the co-pay for dental insurance more expensive than health insurance?

I compared the co-payments in several reputable companies and dental insurance is very expensive. There are many things that are not covered, even with the best dental insurance. Health insurance is usually $ 10 co pay for primary care physicians and a 35-50 U.S. dollars co pay for specialty physicians. There is a reason why dental insurance co pay is more expensive than this? Not going to the dentist once or twice a year if you do not have any problem, and even if you have a problem, which is only a couple of times. I'd rather pay $ 10 for a doctor, because I go there more often than I to the dentist. In addition, dental care is very, very expensive, and it is difficult for dental insurance companies make money because people put the dentist the last time your list of places to visit if you are not the excruciating agony. The support cost of $ 5000 and where I live, and also a regular teeth cleaning costs three digits. We have a good friend, a dentist, and must win a tough time staying on because of scares people, and if they do, they do not come as any work anyway I am sure that there are many other reasons is very high for the shares, but that's just my experience. Indeed. The only time that the assessments were too low for insurance if you have provided for this high-dollar plans of many employers (At least those are the types of plans, provided that in the past., Relevance, because the cost of with evolution) Believe me, if far from the norm. What dental insurance is that it is nearly as organized networks of dental providers, as providers of care (where membership of the network as much as possible the best way to ensure that you retain new customers coming into your practice.) ) Dental insurance, compared to what you pay for health coverage (especially the type you mentioned) is also cheaper, and I know many people would pay triple the price of dental insurance, so they could get the co-payment $ 10. Finally, it is really very simple. As the cost of dental insurance is often too low. Usually people do not buy dental insurance, unless you are having extensive work done is a widely used product. In contrast to the medical staff can do what you need dental care (except emergencies), making it easier to plan to be insured when necessary and that the release of "unknown", which is usually a part of the purchase insurance. Therefore, the price is fixed and co-payments as a cost a little more effectively passed on to consumers. Usually people go to the dentist to do a general practitioner. Most dental plans cover two visits per year. I was not in the Docter for over two years. You're wrong on medical co-payments. ) Dental insurance, compared to what you pay for health coverage (especially the type you mentioned) is also cheaper, and I know many people would pay triple the price of dental insurance, so they could get the co-payment $ 10. Finally, it is really very simple. As the cost of dental insurance is often too low. Usually people do not buy dental insurance, unless you are having extensive work done is a widely used product. In contrast to the medical staff can do what you need dental care (except emergencies), making it easier to plan to be insured when necessary and that the release of "unknown", which is usually a part of the purchase insurance. Therefore, the price is fixed and co-payments as a cost a little more effectively passed on to consumers. Usually people go to the dentist to do a general practitioner. Most dental plans cover two visits per year. I was not in the Docter for over two years. You're wrong on medical co-payments.

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