Monday, February 28, 2011

Why is the co-pay for dental insurance more expensive than health insurance?

I compared the co-payments in several reputable companies and dental insurance is very expensive. There are many things that are not covered, even with the best dental insurance. Health insurance is usually $ 10 co pay for primary care physicians and a 35-50 U.S. dollars co pay for specialty physicians. There is a reason why dental insurance co pay is more expensive than this? Not going to the dentist once or twice a year if you do not have any problem, and even if you have a problem, which is only a couple of times. I'd rather pay $ 10 for a doctor, because I go there more often than I to the dentist. In addition, dental care is very, very expensive, and it is difficult for dental insurance companies make money because people put the dentist the last time your list of places to visit if you are not the excruciating agony. The support cost of $ 5000 and where I live, and also a regular teeth cleaning costs three digits. We have a good friend, a dentist, and must win a tough time staying on because of scares people, and if they do, they do not come as any work anyway I am sure that there are many other reasons is very high for the shares, but that's just my experience. Indeed. The only time that the assessments were too low for insurance if you have provided for this high-dollar plans of many employers (At least those are the types of plans, provided that in the past., Relevance, because the cost of with evolution) Believe me, if far from the norm. What dental insurance is that it is nearly as organized networks of dental providers, as providers of care (where membership of the network as much as possible the best way to ensure that you retain new customers coming into your practice.) ) Dental insurance, compared to what you pay for health coverage (especially the type you mentioned) is also cheaper, and I know many people would pay triple the price of dental insurance, so they could get the co-payment $ 10. Finally, it is really very simple. As the cost of dental insurance is often too low. Usually people do not buy dental insurance, unless you are having extensive work done is a widely used product. In contrast to the medical staff can do what you need dental care (except emergencies), making it easier to plan to be insured when necessary and that the release of "unknown", which is usually a part of the purchase insurance. Therefore, the price is fixed and co-payments as a cost a little more effectively passed on to consumers. Usually people go to the dentist to do a general practitioner. Most dental plans cover two visits per year. I was not in the Docter for over two years. You're wrong on medical co-payments. ) Dental insurance, compared to what you pay for health coverage (especially the type you mentioned) is also cheaper, and I know many people would pay triple the price of dental insurance, so they could get the co-payment $ 10. Finally, it is really very simple. As the cost of dental insurance is often too low. Usually people do not buy dental insurance, unless you are having extensive work done is a widely used product. In contrast to the medical staff can do what you need dental care (except emergencies), making it easier to plan to be insured when necessary and that the release of "unknown", which is usually a part of the purchase insurance. Therefore, the price is fixed and co-payments as a cost a little more effectively passed on to consumers. Usually people go to the dentist to do a general practitioner. Most dental plans cover two visits per year. I was not in the Docter for over two years. You're wrong on medical co-payments.
Sunday, February 27, 2011

What dental insurance company do you suggest for me?

Why insurance? What if I had no insurance? With dental insurance, I know I can be more confident, but I'll save some money? What dental insurance do you suggest for me? Please name / them to me. There are all types of dental insurance or dental plans, please contact I could be more helpful if I knew you. But I have listed a link that dental insurance and / or dental plans offer. Check it out and see if it helps you. http://www.dentalbrite.com I have a dental assistant for 12 years and a practice manager for almost five, so I know a bit insurances.There so many dental insurance plans out there. One way to go is to choose a plan with a network dentist. So you will get cheaper prices, because his contract with the dental care provider and any insurance will pay a higher percentage. Contracts with lower prices, you can get more work done with the highest annual. Downfall is when you can not find a dental provider in your area on the network. Most of the time, you can still see, but they will still pay its allowable charges and are responsible for the rest of you get a little more to pay you much better coverage. Each insurer has a plethora of plans, as they create plan for every individual or company. I would recommend absent discount plans and go with a real insurance. Dental care is very expensive! If you are not in a while and need work, I suggest, look into it. If it can not be in your best interest, for fees for tests, x-rays and cleaning twice a year. Happy hunting! I have experience with an alternative to dental insurance. Email me at: CWhiteJr@yahoo.com (or) CottrellWhiteJr@comcast.net (or) CWhiteJr@gmail.com (or) CottrellWhite@gmail.com. Cottrell B. White, Jr. you have on Yahoo Search, so you dig a few companies that offer you free us. I invite you to visit this great site: www.h healthsavingsourperfectcard.com I signed up online over 5 years and I have saved thousands of dollars on all my dental services below. Examinations, extractions, x-rays, fillings, Cleanings.etc Even my keys. They also had my very affordable benefits active in 2 hours and was able to use the same day. Good luck and I hope this helps.
Saturday, February 26, 2011

can i use 2 dental insurances for the same visit? if so then how does that work?

I would like to know how it would work in terms of what they can expect to pay out of pocket, and what is not is almost certain that you can not use two insurance companies for the same visit. You should find out what dental plan more of the process going for you and go as you cover. when I went to all that I had never had a copay to pay more than $ 30 but it depends what is your plan, and if you co-payments, and if it ect only partial coverage. Your dentist can tell how much you should pay out of pocket. You can have two dental insurance. You will first bill the primary insurance and then the secondary insurance. You will be able to tell you how much each insurance policy. My son uses two dental insurance for his orthodontic work. The dental office can handle this in several ways: You can pay anything in advance and it will submit the application to your primary carrier. After payment is received, a copy of what the insurance will pay claim and your secondary insurance company when the bill was $ 100, and your primary insurer paid $ 50 and the secondary insurer paid $ 30, your personal balance would be $ 20. Some offices do not want to wait for insurance payments, so you must pay on the front and either they will offer insurance for you or have you done it yourself. Another option would be to pay the balance after the primary carrier pays its share and then you can be reimbursed by the insurance company side. If the dentist is "network", one of two insurers is a chance that all or a portion of the balance can be written off.Hopefully is the first scenario, your dentist patients insurance.that double handles, how we do it. :).
Friday, February 25, 2011

What is the best dental insurance?

What is the best dental insurance, Blue Cross / Delta Dental or bluesheild? Have you used these dental insurance before? My husband's employer does not pay for any of our family is all pay.For auto insurance. Oral Care Incorporated Lol "In a more serious note of Blue Cross / bluesheild" There is no way to answer this question. Both companies offer a variety of plans that employers use. One or both may be good, fair or poor. If you have a choice, take the information from your dentist regularly and ask if they accept these plans, and if they are "preferred suppliers" for anyone. No insurance company that contains what is covered, is the employer who pays the plan. We use Delta, but we were told by our supplier of our state pension coverage both offering the same direction. From what I've been searching for and talk to my dentist billing / collections clerk, all adoption agencies do not, she says, who can see the only difference between them is that Delta paid for a few days earlier than BC / BS.
Thursday, February 24, 2011

Does dental insurance cover braces for adults?

If I had dental insurance would cover the key for me? And the media covering the light or you can pay the difference to the course of the media - not just the media Invisalign clear. What are some good dental insurance, and you can get regular uninsured because they can afford? It should be. Call your insurance company and tell them what you are looking to achieve. They will tell you what is covered, etc. If you do not call you never know. Depends on the coverage. My current job does not cover orthodontics for adults, but a former boss had (only a certain "life" quantity "). As suggested above, call your insurance provider. Discount Medical Plan ideal for those who can not afford or qualify traditional health insurance benefits. The companies offer discounts to health services for a low monthly price. include a range of discounts for doctors, hospitals, dental, vision, prescription, vitamins and other health services. Individual and Family Health Plans This is a great health insurance for individuals and families, if you health insurance for long-term overall for themselves and / or family members who are hunting for 62 years or less - is the selected option. Short Term Medical Plans This plan is ideal for people in transition. Maybe you just graduated from college and no longer covered by health insurance for students or traveling on your own, and you no longer covered by your health insurance plan for parents. Or part time to go to school, leaving home for the first time or even early retirement. You may have found a new job, but your new employer's health insurance group until you have to kick in several months. You're not the only one who has encountered this problem I have this kind of problem before.I have had good experiences here www.HealthInsuranceIdeas.info solve my similar problem .
Wednesday, February 23, 2011

Does anyone know ANY affordable dental insurance or affordable/reasonable dentists in San Antonio TX?

Hi I am looking for affordable dental insurance because it seems like everyone has led to where I do not see can help you because I am not as "in need". And most insurance companies have high monthly payments with no real coverage. I think I need my wisdom teeth pulled and I have to give more cavities, if anyone has information on good dental care or even adequate dental prices in San Antonio can, TX, it would be very grateful. Thanks in advance. Try your local dental society. They give you a list of dentists. Some can sliding scale. I invite you to visit this website. I www.healthsavings.ourperfectcard.com with them online over 3 years for all my dental care with no age limits for the same reasons as you. They helped me save thousands of dollars from extractions, root canals, cleaning. I am quite sure that all services that are specifically included in orthodontics and dentures in the benefits. They had my membership active in 2 hours and was able to use the same day, I am very happy to have found. I'm almost 99.9% sure that your area is covered. Check to see if they are in your area. Good luck. Hope this helps.
Tuesday, February 22, 2011

Is there a dental insurance that covers braces for teens?

My dental insurance does not mean I'm ready, insurance companies, due to change my son, 13 treatment.any requiere sugestions? Delta Dental will cover up to $ 2,700 per year http://www.wekeepyousmiling.com/ca_indiv/my_benefits.html 1500.00 Ours covers harness. It is by Met Life. If the insurance companies pay for braces they usually have a cap of $ 1500 - $ 2000. Metlife insurance was good coverage. Aetna (Starbucks by the employer) offers to pay half, and everything you need to work a minimum of 20 hours per week. http://gsx1.com/InsuranceComparison.html here to fill out a form and get lots of quotes from the best U.S. insurance group, if it helps to remember to take my points, of course:) Plans of the most affordable discount dental (no dental insurance ) offer significant discount for braces. For http://www.lowpriceddentalplans.com and enter your zip code to see how much money you can save. Hello. I hope this information helps you. This dental plan includes a portion of the costs. Try to go to http://www.m mybenefitspluscom/40524986 and sign up for these cheap discount dental plan. The price is only $ 19.95 per month for you and your entire household! The plan includes - Dental, Vision, prescription and chiropractic services. The features of the program are: Nearly 30 000 network dental providers You may choose the dentist of your choice in the American plan ® Network. 25% to 80% savings on dental care performed by a program dentist. Special offers on work that braces, oral surgery, root canals, gum treatment and children's dental care. No waiting time before the program. No limit on number of visits to your dentist. All ongoing dental problems are accepted except orthodontic treatment in progress. You know the discount amount you pay. No paperwork, no insurance company handles. If you prefer a brochure and a request via e-mail online, send me the address to send. Warm Regards, S. Davis.
Monday, February 21, 2011

Will I be covered if my dentist of choice is not "in network" for my dental insurance provider?

I'm shopping for dental insurance, and it seems that my dentist of choice is outside the network for all dental insurance offered in my area. I contacted my dentist, and they said they do not have a problem with any type of insurance pays its part of the visit. This confuses me because they are outside the network for all I can find! Help! If you have a health plan, you can only see a dentist.you particular, have chosen to register for the policy if you have PPO insurance and see a dentist "in network" then you can only charge what that the rate negotiated with dentist.If never like you have a PPO and go to a dentist who is out of the network or not a list of suppliers, so you will have a higher output of pocket co healthquotes.awardspace.info -pay - my family has health insurance. It is inexpensive and has good coverage of dental problems. Discount Medical Plan ideal for those who can not afford or qualify for traditional health insurance. Companies providing services to the health benefits of reducing very low monthly fee a number of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins and other health services in particular. Individual and Family Health Plans This is a great health insurance for individuals and families. This is to select the plan - health insurance for long-term overall for themselves and / or family members to seek 62 years or less. Short Term Medical Plans This plan is ideal for people in transition. Maybe you just graduated from college and no longer covered by health insurance for students or traveling on your own, and you no longer covered by your health insurance plan for parents. Or part time to go to school, leaving home for the first time or even early retirement. Perhaps you have found a new job, but the new employer group health insurance plan will not kick in until several months, you are not alone in this problem, for me this type of problem before.I good experience here www. HealthInsuranceIdeas.info to my similar problem .
Sunday, February 20, 2011

What else do health care insurances cover besides dental care?

Array chiropractic depends on your individual plan. I'm not sure I understand the question. Medical Dental Vision Health Care does not cover dental health insurance generally does not cover dental or vision. It is intended for emergency medical services, surgery and anesthesia, general practitioner visits, and in some cases, prescription drugs. Most major plans to provide dental care, where the accident. For example, the teeth were removed in a car accident. Most projects also focus on eye care.
Saturday, February 19, 2011

can one person have two dental insurances both being united concordia and use both of them?

My daughter has joined Concordia insurance with his real father and stepfather. Can the two be used twords her braces? It does not hurt to try - it is possible to have a salary as a primary and one to cover co-pay an additional insurance - billing dept. dentist to help you "Leo" is correct. You should call the company or benefits coordinator for their treatment of policy to decide. Sometimes, even if many think this is illegal (including ME0, a company will pay based on "Benefits of less value" clause. This means that if both the policies say they pay 100% (example) and the first payment of 100% , the second (or other policies of the same company) says: "do you already have 100% coverage, so we do not owe you a better coverage ." There is just something else to look at when you call and ask someone can give you a definitive answer on coverage. The above answers are good and I just want to add this, because the relationship is father and stepfather, you should know which plan is primary and the secondary if it were a simple "mom and pop" agreement, the person holding earlier this year would be primary. But in these nontraditional families of other factors come into consideration as an order of the Family Court. Once found, she wondered primary, secondary on the "coordination of benefits." Should be "standard / full" or "non-duplication. As the two planes are in the same company, which shold be able to explain everything to you in full. It sa delicate situation, so be sure to know everything before you start . The best way is to ask your dentist or orthodontist to pre-authorize treatment. It takes about 30 to 45 days, but at least you know what the code of the closing costs. Probably not. should be used as primary and secondary . UCI # 1 would be the first in the UCI # 2, # 2 UCI secondary pay for things that the UCI does not get # 1 that he was not on the list price. That would never happen, since they operate from the same list price. As an example, say key $ 100 per month. UCI pay the orthodontist on the basis of a rate table with a contract. Let's say the $ 75 UCI # 1 will pay $ 75, then send the command / explanation of benefits for the dental technician. Orthodontists may charge UCI # 2 in the secondary. * * It must include the EOB with the claim that the UCI # 2 can see how the UCI # 1 paid. UCI # 2, you'll see the orthodontist has paid the amount of the contract and not pay. If an orthodontist bills both UCI UCI # 1 and # 2, direct insurance, he / she is committing insurance fraud. * * The insurance company assumes. Chances are that very quickly, because it is the same company. Any dentist to be a fool to try. UCI # 1 would be the first in the UCI # 2, # 2 UCI secondary pay for things that the UCI does not get # 1 that he was not on the list price. That would never happen, since they operate from the same list price. As an example, say key $ 100 per month. UCI pay the orthodontist on the basis of a rate table with a contract. Let's say the $ 75 UCI # 1 will pay $ 75, then send the command / explanation of benefits for the dental technician. Orthodontists may charge UCI # 2 in the secondary. * * It must include the EOB with the claim that the UCI # 2 can see how the UCI # 1 paid. UCI # 2, you'll see the orthodontist has paid the amount of the contract and not pay. If an orthodontist bills both UCI UCI # 1 and # 2, direct insurance, he / she is committing insurance fraud. * * The insurance company assumes. Chances are that very quickly, because it is the same company. Any dentist to be a fool to try.
Friday, February 18, 2011

Tooth implants are very expensive-can one save money by having two different dental insurances?

Unfortunately, the table is the answer to your question is vague.Some dental care does not cover implants, because they consider it "cosmetic". Others are just for them when they are "a necessary process." If you have 2 types of dental insurance that part of the cost of implants should try every means to cover it. Office manager in your office can communicate with your insurance companies and know how to cover costs. Also make sure the dentist will accept both types of insurance you carry. Lange implants, but when you see the result, it is worth it. They look great and are very durable. Hope everything works for you. depends on whether implants are cosmetic or necessary. Isur not pay for cosmetic (no doubt). Appeal to dentists if they accept insurance second Most dental implants are not covered at all. It's just too expensive and does not fit into their actuarial guidelines. (This is the same reason that some health insurance simply does not pay for organ transplants), some dental insurance will pay for the crown that goes on top of an implant, however, so you can get a full crown of compensation instead of the usual 50 to 80% on two policies. If you did only one, even if the premiums can be more than you would come back, especially given your own risk. Do the math and decide. Check for implant coverage and decide. § This plan works well alone or with your existing insurance policies. http://mybenefitsplus.com/40436527. When I had dental work I had my first dentist to apply the discount (80%) than my insurance bill for the rest. It saves a lot, and includes recipes. It is also very affordable $ 11.95 per month, without waiting, use the benefits right away that it is from a company that helps people who do not have and the need for affordable dental care. It contains all the basic things and then surgery, crowns and orthodontics There are no high premiums, deductibles, co-payments, waiting periods or something. You can save up to 80% on your costs for a small fee per month. It could end up saving you thousands of $ $. Try this site and you may have about the properties and suppliers in your area. http://www.everyonebenefits.com/40424269.They is wonderful. I have benefits and from them. Hope you find what you need. Please email me if you have questions and I will be happy if I can. Good luck .
Thursday, February 17, 2011

does dental insurances cover braces and teth whiting?

Hello yahoo. I left the military sample and the guy said the only way to cover my medical and dental. I have to raise your right hand again. I told him that bad to spend four now. Anyway I want to make medical and dental insurance. but not dental insurance cover the teeth whiting Barak. that a certain percentage of support. whiteness, never heard of insurance coverage for him. is considered elective. In total, the conclusion is: it depends. First, it depends more have insurance that only partially cover the keys and does not cover cosmetic whitening as it is. However, some dental plans are better, perhaps more fully cover the regulation depends on how serious you need support, as if the teeth are growing strange and creates pain. Even better than I can offer a discount to an independent company to whiten teeth. I would urge you that if you really need to get braces for a very good insurance *, since most dental plans no major or at least Calculation Dent-what is an affordable dental insuance how to lighten up, wait until you get to the locks, because when you get what you need to stains on teeth caused by the non-exposed enamel and want to save money for teeth whitening then. Good luck and thanks for serving in the army! Dental insurance covers braces for minors, but insurance does NOT Whitening as such. Easing try Crest Whitestrips. Generally, no. Belts, there may be a level or two available, giving adults ortho coverage, but it is hard to find. Tooth whitening, probably not ever. Dental insurance does not cover braces do not always know if any. The insurance does not usually cover teeth whitening is not it suppose to be white. I have the perfect solution for you. Ameri Plan covers up to 80% of all dental treatment you are done, no questions asked So there is a solution to your problem. Take a look.
Wednesday, February 16, 2011

Does Medicare Australia or any dental insurances cover braces(Invisalign)?

Hi, I have foreign students studying at universities in Australia and always think about Invisalign braces at all, but it is qualified by a dental insurance to Medicare? If so, I still believe that even if I do not people in Australia? I actually keep Medibank Private, but this insurance does not help anyone much.Does better insurance, braces treatment? It depends on your insurance. I do not think Medicare covers Invisalign. I would not recommend Invisalign either. I do not think people understand how much commitment required to use Invisalign. You should always take this question if you can forget it or lose or anything like that happens a lot, and eventually you may not be at $ 5,000 and not just teeth. Braces are much easier on them, keep them and go every five weeks to get it changed. Dental insurance is usually about 1K hats, and there is a 6-month waiting period. But it is only in the top tax rate. If you look at me Using the insurance to get a handle - it's much cheaper to save to get it yourself Without insurance and Medicare not does cover dental care. MBF cover orthodontics, cover, but only at a higher level of extras. Good Luck. Medicare does not cover Invisalign. Private health insurance is usually the same as a reimbursement for Invisalign braces. Normally you should go to the fund belongs in the "Extras cover for 12 months to pay back to get orthodontic this site can help you explore other funds (but they're all making money - not actually cover the costs of treatment.) Http: / / www.iselect.com.au/ Cheers, Ortho85.
Tuesday, February 15, 2011

Can i have two dental insurances?

I recently had an accident and need a lot of work on my teeth, I think the next think I need is a bridge to replace 3 teeth. I already have an insurance company, United Concordia, but they only pay $ 1,200 per year. I wonder if I get a second level can be replicated elsewhere, and use them both, I'd spend a second without waiting. Yes, you have insurance, but it is usually the key with the lowest fees, or that you have. in your case, is always a second insurance waste of time. Here is a set of problems before they can even use it and pay much more for the bridge because of the time. Moreover, it is more than one reason for existing, which is in your tires as the other insurance does not mean a condition already existing. You can ask your dentist for a temporary acrylic "Flipper" until you can save the bridge. It's probably not worth it now that most insurers do not cover pre-existing condition. Since the damage occurred, the company has nothing to do with it, but after the signing of two companies, yes. Many people have two insurance companies because both spouses have insurance through work. The thing is to be submitted to the first. When you pay the cover, to bring the documents to them and submit the application with proof of what has already been paid to the insurance company second. And then the second company pays for everything to cover up to 100% of invoice cost. You can not ask more than 100%. (As if the two companies will pay 80%, you can not call 80 times to 2% for a full refund of 160%.) You can also find you can not find an insurance company paid for the bridges to any payment is the kind of premiums you will pay. You may want to try to get to your dentist for an appointment to come to the end of the year, so you can send in 1200 and 1200 for this year again next year, so you get more done in one lump sum and then wait one year to another gang to get done in the meantime, is there a cheaper way to replace teeth. It's called a temporary prosthesis. I think you may have, but you will not be able now.you need insurance for the work is necessary, otherwise there would be a bad thing for an insurance company to take on a patient who is already required work.this automatically disqualifies you.you here trying cheat insurance is an example, you must understand: you have a car worth $ 15,000, but you are only responsible insurance.You total your car in an accident that your insurance company pays fault.Now value of the car, but since you only have one responsibility to go and try to change the policy of full coverage.I You may want to try to get to your dentist for an appointment to come to the end of the year, so you can send in 1200 and 1200 for this year again next year, so you get more done in one lump sum and then wait one year to another gang to get done in the meantime, is there a cheaper way to replace teeth. It's called a temporary prosthesis. I think you may have, but you will not be able now.you need insurance for the work is necessary, otherwise there would be a bad thing for an insurance company to take on a patient who is already required work.this automatically disqualifies you.you here trying cheat insurance is an example, you must understand: you have a car worth $ 15,000, but you are only responsible insurance.You total your car in an accident that your insurance company pays fault.Now value of the car, but since you only have one responsibility to go and try to change the policy of full coverage.I You may want to try to get to your dentist for an appointment to come to the end of the year, so you can send in 1200 and 1200 for this year again next year, so you get more done in one lump sum and then wait one year to another gang to get done in the meantime, is there a cheaper way to replace teeth. It's called a temporary prosthesis. I think you may have, but you will not be able now.you need insurance for the work is necessary, otherwise there would be a bad thing for an insurance company to take on a patient who is already required work.this automatically disqualifies you.you here trying cheat insurance is an example, you must understand: you have a car worth $ 15,000, but you are only responsible insurance.You total your car in an accident that your insurance company pays fault.Now value of the car, but since you only have one responsibility to go and try to change the policy of full coverage.I You may want to try to get to your dentist for an appointment to come to the end of the year, so you can send in 1200 and 1200 for this year again next year, so you get more done in one lump sum and then wait one year to another gang to get done in the meantime, is there a cheaper way to replace teeth. It's called a temporary prosthesis. I think you may have, but you will not be able now.you need insurance for the work is necessary, otherwise there would be a bad thing for an insurance company to take on a patient who is already required work.this automatically disqualifies you.you here trying cheat insurance is an example, you must understand: you have a car worth $ 15,000, but you are only responsible insurance.You total your car in an accident that your insurance company pays fault.Now value of the car, but since you only have one responsibility to go and try to change the policy of full coverage.I
Monday, February 14, 2011

what are some good dental insurances?

I need reinforcements, and it seems I've been looking for life insurance for my entire life! is so frustrating and seems impossible to find a dental insurance that covers the key extractions, cleanings and fillings. that's all I need. attendance at any of Al? I live in Portland, OR IDK if this helps at all. um thanks advance.ANYTHING help unless you can get a group policy through work or an organization you belong, do not think any dental insurance worth the money. The problem is that once you pay the premiums and copayments, do not save much. That said, I Metlife dental through my work. They are very good, all things considered. They pay for a lot of things (like implants) that other policies do not cover. But once again, try to get some kind of group policy. Good luck. healthquotes.awardspace.info - my family has insurance. It s convenient and provides good coverage of dental problems.
Sunday, February 13, 2011

Can a Dentist submit a claim to 2 Dental Insurances?

Recently, I canceled my plan for using Cigna and MetLife, my dentist has requested through Cigna, payment receipts, and then submitted the same request to MetLife, Cigna and received payment.I to pay as a result of the delay and Metlife paid because it is my new plan. Now they are trying to charge me this pay.is Metlife not it legal? Yes, a dentist can make a claim by two dental insurance. It calls for coordination of benefits. I can not say what policies are Cigna and MetLife as we recommend you call them. Both were active in these plans when he made his service? If your dentist w / two of these plans? There are too many variables for anyone to really answer here. Start calling Cigna and MetLife, and then see if you can see if the allegations are correct. I would not take the word of the dentist for him. If one takes the exact same procedure on both the exact same dental insurance is double billing and has both wrongYou EOB "S to take in the dental office and check this and point it out.if they understand that what what happened so we can learn from there .
Friday, February 11, 2011

What is the best dental insurances?

By the way I live in California! Hi I have a dental plan for my child just to look for an affordable get braces / headgear and oral surgery! Im really trying to find a lot so I do not have to pay much, and it would be great if you could respond quickly because they hope before the break is needed! Thanks! I am life Safeguard Metlife. But there are other plans. Do not worry. Private dental care do not pay more than it costs. When you buy, you usually have to book a year before they can accomplish anything "big" is, and if you have any brackets, coverage is usually 50% up to $ 1,000 payable in three years, and you must pay the second $ 3,000 to $ 5,000 even See, almost the only ones who want to purchase private dental coverage, you have the "big things" done and then cancel the coverage, so coverage is written so that insurers will not lose money, because there really "cost sharing" any action by - see, not everyone in your family, only the person you want to do any work carried out continuously. The best dental insurance you could get would be a delay for the device and oral surgery was 12 months before you can obtain the full benefit. So the only plan will pay up to 50% with a maximum of $ 1,500 for the best plan. Then you have to pay $ 100 a month for 12 months, so you can get the keys. The plan will pay $ 1500 for the unit and pay the remaining $ 3000 - $ 5000 There are cheaper plans, but will have to reduce the limits or no wait. You must register with a dental school near you to see what they could do for you. You can find the nearest school here: http://wwwyourhealthplanadvisor.com/Dentalschools.html I'm in California and recently looked into dental insurance. Moms you qualify for a healthy families and Medi-Cal Medi-Cal, because children have dental services. I found that only two insurance policies offered. This does not apply to dental plans called for a small monthly fee. Services are limited, and they do not have much protection. Insurance has a drawback that you wait for a comprehensive work that root canals and crowns. Blue Cross and Delta are the two insurance companies. I got the information through a local independent insurance agent on the phone about the various policies and plans. I love the printed material he sent in the mail. These days people go through the process by going online, but I wanted to go to a real person .
Thursday, February 10, 2011

Why isn't dental insurance normally covered by all health insurances?

Just curious, why is not usually considered a significant health risk, but if I have toothache, it feels like the world's end. And I was not sure what this category because it puts a little political. Well, most employers offered dental insurance includes insurance. These are two different insurance companies. I asked myself - I mean, your mouth is not part of your body, right? Dental health is important for overall health than many people realize. I do not know. I'm too distracted by the picture. It is not considered "life threatening" so that if they charge extra for them to be motivated. It is ridiculous if you ask me. The holes are often an annual problem for everyone. Insurance, as the people who will never use their insurance coverage. People do not pay for it. You can take out insurance to pay for everything. The question is, are you willing to pay for it. Since you have a photo of my flying women? because the dental work is expensive and if you get dental insurance is still allocate more money to pay out of pocket dental So, basically, insurance companies must actually do its job and provide health care, and if they did dental care, God forbid, they would lose a profit on the benefits that are already inflated. My dental insurance I have to pay is a joke. You pay for two cleanings a year, and nothing else. It is best to keep my $ 200 in your pocket and pay for the service you need and charge interest on the money. Because everyone has teeth. Insurance companies only pay for what they have to respect their health. My husband and I thought that last week. In 14 years we have paid over $ 265,000.00 award of the Basel Committee. We have a compensation of € 2,000.00 and € 4,000.00 for maternity deductible. We had no serious illness or surgery. We had two babies that every child has a two appointments per year. We had a broken leg, and an MRI. However, our premiums continue to rise. They have and we are breaking! added, are not uncommon either. Many Americans, paying for the award of this type and seldom use their policies. However, many Americans continue to struggle for an alternative and / or insurance companies regulated at all. I have dental insurance Military Selective shit. (Ret) I have to pay $ 33.00 co pay for each procedure month.but is so expensive. Rarely is a dental insurance or vision insurance includes employer paid health plan. Why? As the cost of these plans are ideal for any company, large companies emplyees than hundreds or thousands. Although health insurance just changed a lot. 15 years ago my company paid 100% of my prize. That changed to a 80-20 division about 5 years ago. Then, a fraction of 70 to 30. We had two babies that every child has a two appointments per year. We had a broken leg, and an MRI. However, our premiums continue to rise. They have and we are breaking! added, are not uncommon either. Many Americans, paying for the award of this type and seldom use their policies. However, many Americans continue to struggle for an alternative and / or insurance companies regulated at all. I have dental insurance Military Selective shit. (Ret) I have to pay $ 33.00 co pay for each procedure month.but is so expensive. Rarely is a dental insurance or vision insurance includes employer paid health plan. Why? As the cost of these plans are ideal for any company, large companies emplyees than hundreds or thousands. Although health insurance just changed a lot. 15 years ago my company paid 100% of my prize. That changed to a 80-20 division about 5 years ago. Then, a fraction of 70 to 30.
Wednesday, February 9, 2011

My brother is getting invisalign and he has 2 dental insurances. Can he use both for the discount?

I called customer service for orthodontics, and she did not know. they said to ask on your next visit, but it would pay. Please reply. If his insurance cover Invisalign as their primary insurance will cover first saw his high school. If he does not have a primary and secondary, they will pay even more. Of course, for co-pays and deductible. He needs to talk to companies. In most cases, a primary and the other secondary provider of coverage. It depends on what happens in politics.
Tuesday, February 8, 2011

Is it possible to use two separate dental insurances to incur the entire cost of dental work?

Matrix in Canada, all right. I do not know about other countries. In Canada, you should use your own policy first, then your spouse gets the rest. What luck! Yes, you can do, but make sure that the insurance will coordinate benefits with other insurance first. Some insurance companies have a non-duplication of benefits clause, which means that if a procedure costs $ 100 and tell the other insurance would pay $ 80, but the insurer pays the first $ 80, the other insurance will not pay anything. It is unclear, then just call themselves insurance and ask if they have a pattern of coordination of benefits. If so, you're lucky, and maybe probably not in your pocket. I have two health insurance (Delta and The Guardian) and recently had @ $ 2200 in work. The charges before dental procedures cooridinated from his pocket and paid me $ 78 (five surgical extractions, root canal, filling, X-rays, etc) ) Yes, it is possible, but the best choice would be to have your dentist submit a pre-estimate of the insurer, the level of the services they allow, and send a pre-treatment estimate to your secondary insurance with a copy of the insurance levels when this is received will not be in the dark about your out-of-expenditure, with the exception of the annual deductible.).
Monday, February 7, 2011

What is the best dental insurances plan?

Hi I am looking for a dental plan for my child just so she can get low cost mobile / harness and oral surgery! I'm trying to find a bargain, so do not have to pay much and it would be great if you could respond quickly because it needs to bring hope before the break, finished! Thanks! I have a dental plan that was happy with it. significant cuts bills down and can be used immediately. I'll post the link below. You are not the only one who has faced such problems, I think this kind of problem before.I www.HealthInsuranceFree.info a good experience here to solve the problem.
Sunday, February 6, 2011

Can I use two different dental insurances?

I have Blue Cross Blue Shield and covers dental and health, so I have Delta Dental, dental insurance alone. Can I save twice on my insurance money? sure you can do it. and if you get caught, and it is a punishment. I hope you're ready. Companies in the rule for this policy. You should ask. It depends. If they are HMO or PPO? If both PPO and HMO or a PPO, yes, you both. If both HMO but it is not the little good. I have 3 of my daughter for dental insurance. Your father has a PPO to cover most of it, and my HMO will pay a bit more of what the PPO no. My third Insurance was free, but also an HMO, so as not to pay anything else. If your costs for insurance or very low (below $ 10 a month) for another with the insurance, you'll probably save some money. See what everyone does what they say to each pay for a filling, and you can see what would save you. Also consider whether you really need two insurance policies. I only did it because I am covered braces for my daughter who has a cost of $ 800 for the PPO to pay interest, but now only $ 100 with the other coverage and only pay $ 120 a year (or about $ 240 for 2 years will have keys), so I still save about $ 45 000 in total. You can have political as much as you want on anything. It is perfectly legal, but insurance companies need to know about the other. You just can not get in an accident. For example, if you get your teeth knocked out, and costs $ 10 000. There is a clause in his contract about how insurance companies pay for $ 10,000. yes you can use as much as you want. Call each insurance company to see about coordinating (salary) with other insurance. Some insurance companies do not coordinate with other insurance which means they will have to pay first no matter what. If so then you can file the claim with the insurance and have the check mailed to you or the dentist. Some insurance companies coordinate with others to pay up to 100% of the bill you can have double coverage for dental care, but the two plans coordinate only up to the best of the two benefits. Double coverage is not double coverage. This is a common misconception.My advice is - if you are paying for both plans - cancel the smaller of the two benefits, and shall be paid only if the best plan. There is something called the Coordination of benefits - as an insurance policy must be determined to be the primary carrier. (You can often deliver something denied by the primary carrier is a secondary insurance, but most methods will not send to others for you -. It's Your Responsibilty) If you lie to each plan to tell them that they are all your primary carrier when coordination of benefits, and they were paying the claim and determine if the others after the fact, not only will you have to pay back the money, they can prosecute you for fraud .
Saturday, February 5, 2011

Do you know of any good individual dental insurances with orthodontic coverage?

My husband, my son and I are in a dental insurance through your employer. We pay about $ 85 in June, but has no orthodontic discount at all. There are other companies offering dental and orthodontic coverage? Is there anyone without a waiting period? I know it's only a small percentage of ortho-coverage, but every little bit helps today. Thanks. My suggestion is to try to absorb as much information as possible before you decide, here is a good http://www.insuranceidea.info/free-insurance.htm. healthplans.bebto.com - here's my health plan. As I recall they can offer this service.
Friday, February 4, 2011

What dental insurances in Hawaii that covers braces?

13.The really want to have reinforcements, but we have finacial problems. Honolulu Dental insurance is key to provide? Alternatively, keys can afford each month? How? Thanks for try on my site. you can get up to 60% off braces.and plan is only $ 20 a month! Show your parents this site and see if there are providers in your area! Many dentists to set up a payment plan, the amount to pay each month depends on the dentist. Another option would be to the attention of credit. It is a credit card to pay the dentist and make payments to the company. Here is their website: watch http://www.carecredit.com/ of medical discount cards. They are not regulated by the Department of Insurance, or people who sell require a license. This means that little use if you have problems with the plan. If you are tempted by the low price and claims of "save up to 80%" be aware that very few doctors actually take these cards. It makes you a lot about you 4 hours drive to the doctor, who accepts the card Montana were no doctors around the state who actually took the card and only one dentist who was on probation for unlawful activities so they can find have banned the sale of cards and ordered the company . See this link for more information http://www.insurancejournal.com/news/west/2006/11/22/74554.htm. Many other states are beginning to ban these cards as well. Before you choose a discount plan, you get a list of doctors and dentists. If they do not give you a list view that it is a fraud. Call the doctors on the list to ensure that they are still below the card (many do not know that they are listed as a supplier) and that they will accept new patients .