Tuesday, February 8, 2011

Is it possible to use two separate dental insurances to incur the entire cost of dental work?

Matrix in Canada, all right. I do not know about other countries. In Canada, you should use your own policy first, then your spouse gets the rest. What luck! Yes, you can do, but make sure that the insurance will coordinate benefits with other insurance first. Some insurance companies have a non-duplication of benefits clause, which means that if a procedure costs $ 100 and tell the other insurance would pay $ 80, but the insurer pays the first $ 80, the other insurance will not pay anything. It is unclear, then just call themselves insurance and ask if they have a pattern of coordination of benefits. If so, you're lucky, and maybe probably not in your pocket. I have two health insurance (Delta and The Guardian) and recently had @ $ 2200 in work. The charges before dental procedures cooridinated from his pocket and paid me $ 78 (five surgical extractions, root canal, filling, X-rays, etc) ) Yes, it is possible, but the best choice would be to have your dentist submit a pre-estimate of the insurer, the level of the services they allow, and send a pre-treatment estimate to your secondary insurance with a copy of the insurance levels when this is received will not be in the dark about your out-of-expenditure, with the exception of the annual deductible.).

0 comments:

Post a Comment